825 Dean Street

Schenectady, NY
$ 223,500 Beds 4 Baths 1 Sq 1,689
Monthly Estimate* How much can I afford?

Inviting Cottage bordering Central Park and Upper Union St conveniences. Relax on the front porch. Main level offers, Living room with fireplace, formal dining room. Knotty pine kitchen with breakfast nook. 3 bedrooms on the main level and a full bath. The upper level bedroom , office and attic storage for further expansion. Hardwood floors. Full basement Hot water steam heat 2019, Gas hot water heater 2023. Siding 3 years, Newer roof, some new windows. Circuit Breakers. 2 car detached. Walk to the park for tennis, Rose Garden, concerts, dog park, play ground, and special events through the year. Easy commute through the Capital District. No FHA, VA financing. Home sold AS IS, inspections for buyers information no compensation for repairs. Taxes without exemptions.

Pending

  • Price
  • $ 223,500
  • City
  • Schenectady
  • Bedrooms
  • 4
  • Full Bathrooms
  • 1
  • County
  • Schenectady
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.15 Acres
  • Zip
  • 12309
  • Sqr Footage
  • 1,689
  • Year Built
  • 1925
  • Taxes
  • $ 6893
  • Style
  • Cottage
  • MLS#
  • 202623066
Listed By: Jon F Civill 518-369-2016 with Civill Realty. - 518-369-2016
Data Source: Global MLS (GCAR)

Features

General

Sewer Public Sewer
Heating Natural Gas,Steam
Cooling Window Unit(s)
Utilities Cable Available
Possession At Closing
Roof Asphalt
Appliances Electric Oven,Freezer,Gas Water Heater,Range,Refrigerator,Washer/Dryer,Water Softener
Zoning Single Residence
Garage Spaces 2
Patio/Porch Features Front Porch
Architectural Style Cottage
Security Features Smoke Detector(s),Carbon Monoxide Detector(s)
Construction Materials Vinyl Siding
Year Built 1925
Electric Circuit Breakers
View City
Property Subtype Single Family Residence
County Schenectady
New Construction false
Property Type Residential
HOA false
Attached Garage false
Subdivision Name Central Park
Garage Y/N true
Other Structures Garage(s)
Total Rooms 10
Full Baths 1
Status Pending
Buyer Financing Cash
Directions East on Union St to a right on Dean St (Dunkin Donuts) towards Central Pkwy on the right
High School Schenectady
City Schenectady
High School District Schenectady
Lot Size Units Acres
Lot Size Square Feet 6534
Carport Y/N No
Land Lease Y/N false
Tax Annual Amount 6893
Home Warranty Y/N No
Lease Renewal Y/N No
Additional Parcels Y/N No
Concessions No
Lease Considered Y/N No
Rent Control Y/N No
Standard Status Pending
Tax Lot 21
MobileHomeRemainsYN No
PostalCity Schenectady

Interior Features

Interior Amenities High Speed Internet,Eat-in Kitchen
Basement Exterior Entry,Full,Unfinished,Walk-Out Access
Flooring Carpet,Ceramic Tile,Hardwood
Total Fireplaces 1
Fireplace Features Living Room,Wood Burning
Basement (Y/N) No
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Above Grade Finished Area 1689
Laundry Features Gas Dryer Hookup,In Basement,Washer Hookup
Total Bedrooms 4
Below Grade Finished Area Source CRS
Above Grade Finished Area Source CRS
Total Baths 1

Exterior Features

Exterior Amenities Drive-Paved,Garden,Lighting,Storm Door(s)
Fencing None
Parking Features Off Street,Paved,Detached,Driveway,Garage Door Opener
Lot Features Level
Water Source Public
Total Parking 5
Lot Size Area 0.15
Foundation Details Block
Spa No
Lot Dimensions 55 x 120
Lot Size Acres 0.15
Waterfront Y/N false
Door Features Storm Door(s)
Other Equipment Dehumidifier
Crops Included Y/N No
Horse Y/N No
Irrigation Water Rights Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Albany, NY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School
Middle School
High School

Price History

8/1/2026 Listed $223,500

Property vs Zip Code Average in 12309

Price
AVG $460K
$220K
Taxes
AVG $8,263
$6,893
Year Built
AVG 1955
1925

825 Dean Street Schenectady, NY is a Single Family Home for sale at $223500 with 1689 sqft and a lot size of 0.15 Acres Acre(s). 825 Dean Street Schenectady has 4 bedrooms, 1 baths and was built in 1925. The property's zip code is 12309 which is in Schenectady, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.